To Whom It Resonates: You may feel a bit taken aback by your financial situation, not because you’re incapable of managing your finances, but because you want to avoid putting yourself in a bind with your existing obligations. You are on track with your goals and aspirations and want to avoid disrupting them with frivolous spending.

It’s important to follow your plans regardless of the investment, as the end result will bring about the changes you anticipate. Being overly frugal can hold back your progress; a certain amount of sacrifice is necessary to succeed, even if it means cutting into your leisure budget to ensure things run smoothly. Once you trust your instincts and follow through, you’ll find that more opportunities will become available to you. Remember, “…scared money don’t make no money.” Get with the program love.

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